If you are looking for capital for university, first glance at any scholarships, funds, and household help available.
The US Department of Education suggests accepting « free money very first (scholarships and funds), then attained cash (work-study), then borrowed money (federal student education loans). On its web site »
If scholarships, grants, and work research do not protect your college expenses, you will probably begin looking at student education loans to bridge the space. Continuez la lecture